Sued by Velocity Investments, LLC?

Facing a lawsuit from Velocity Investments, LLC can feel overwhelming—but you don’t have to go through it alone. At Diwan Law, LLC, we focus on helping people like you fight back and protect your rights. If you’ve been served with a lawsuit or received collection notices from Velocity, it’s critical to act quickly and strategically. Here’s a guide to understanding your situation and how Diwan Law can help you mount a strong debt defense.

Understanding Velocity , LLC: The Debt Buyer Behind the Lawsuit

Velocity Investments, LLC isn’t an original lender. They’re a debt buyer, meaning they purchase delinquent accounts—like unpaid credit cards, medical bills, or personal loans—from creditors at a discount. Their business model depends on collecting as much of the original debt as possible, often through aggressive tactics, including filing lawsuits.

Velocity Investments sometimes operates under names like Velocity Recoveries or Velocity Portfolio Group, which can make it tricky to immediately recognize who’s coming after you. If any of these entities has contacted you, it’s important to proceed carefully and protect yourself.

Immediate Steps to Take If Sued by Velocity Investments

If Velocity Investments, LLC has filed a lawsuit against you, time is not on your side. Here’s what to do immediately:

1. Do Not Ignore the Lawsuit

Ignoring a lawsuit can lead to a default judgment against you, allowing Velocity to garnish your wages, freeze your bank account, or place liens on your property.

2. Request Debt Validation

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to demand proof that you owe the debt. You can—and should—request:

• Proof they own the debt
• The amount owed
• The original creditor’s name and account details
• A breakdown of any fees or interest added

     3.  Document Every Communication

Save every letter, voicemail, email, or court document you receive. Keep notes of any phone conversations, including dates, times, and what was discussed. This documentation can be critical if there are FDCPA violations.

4. Consult an Experienced Debt Defense Attorney

A skilled attorney can assess your case, spot any weaknesses in Velocity’s claims, and fight aggressively to protect your rights. Diwan Law, LLC specializes in debt collection defense and knows how to challenge companies like Velocity Investments.

How Velocity Investments Operates: Why It Matters

Velocity often buys debt in bulk with little documentation. Often, they do not have the paperwork necessary to prove their case in court. Without proof that they legally own your specific debt, they may not have the standing to sue you.

Know Your Rights: The Fair Debt Collection Practices Act (FDCPA)

The FDCPA provides you with strong protections against unfair, abusive, or deceptive debt collection practices. Common violations include:

• Suing without proper documentation
• Harassment or abusive language
• Misrepresenting the amount owed
• Failing to send a written notice of the debt

If Velocity or their attorneys violate your rights, you may be entitled to damages—and we can help you pursue them.

What Types of Debts Does Velocity Collect?

Velocity Investments typically pursues:

• Credit card debts
• Personal loans (including Upstart loans)
• Medical bills
• Auto loans
• Utility bills

No matter the type of debt, Diwan Law, LLC can help you evaluate the claim and build a strong defense.

Why Choose Diwan Law, LLC for Your Debt Defense?

At Diwan Law, we don’t just defend you—we empower you. Our team is passionate about helping consumers fight unfair debt collection practices and get back on stable financial footing. Here’s what you can expect:

✅ Aggressive defense tailored to your situation
✅ Clear communication and personal attention
✅ A deep understanding of debt buyer tactics
✅ A fierce commitment to protecting your rights

You have options. You have rights. And you have a strong ally in Diwan Law, LLC.

Take Action Now—Your Financial Future Depends on It

If you’re facing a lawsuit from Velocity Investments, LLC, don’t wait. Contact Diwan Law, LLC today for a free consultation. We’ll review your case, explain your options, and fight for the best possible outcome.

Don’t let Velocity Investments dictate your future—fight back with Diwan Law, LLC by your side.