Credit card companies file lawsuits against consumers for various reasons, but the most common stems from unpaid credit card bills. Unfortunately, credit card companies are often aggressive, so consumers are intimidated and assume they can not fight the lawsuit. But, in most cases, customers with an experienced credit card lawsuit defense attorney will have a better outcome, such as winning their case outright or reaching a mutually agreed settlement with the credit card company.
Diwan Law will assert any viable defenses you may have, file the appropriate motions, and negotiate with the creditor.
If a credit card company files a lawsuit against you, you must respond. The worst thing you can do is nothing.
In most cases, you have to file a response to the lawsuit in 30 days to protect your rights. If you fail to respond to the lawsuit, the credit card company may get a default judgment.
If the credit card company obtains a default judgment against you, it can garnish your wages and bank accounts.
Cases vary, so you must capitalize on the defense tactics that will maximize your chances for a good outcome in your specific case. Defenses include:
The statute of limitations has expired
Improper service of the summons & complaint
Fraudulent credit card charges
The debt has been sold, and the company suing you does not own your debt.
You are a victim of identity theft.
These are just some of the proven defenses that an experienced credit card defense attorney can use to maximize your chances of success.
Diwan Law works hard to provide positive results for its clients facing credit card lawsuits.
If a credit card company serves you with a lawsuit, you need an experienced credit card lawsuit defense attorney who knows how to fight these cases.
Contact Diwan Law today at 404-635-6883.