Who is Hayt, Hayt & Landau, P.L.?

Hayt, Hayt & Landau, P.L. is a law firm known for representing creditors, third-party debt purchasers, and debt collectors in legal actions against consumers. They frequently pursue cases involving unpaid debts, including credit card balances, personal loans, promissory notes, and other financial obligations. Their aggressive tactics can often lead to lawsuits that catch consumers off guard.

Common Creditors Represented by Hayt, Hayt & Landau

The firm often represents major financial institutions and debt buyers, including:

• Synchrony Bank
• Bank of America
• NCB Management Services, Inc.
• Cavalry SPV I, LLC
• Jefferson Capital Systems, LLC
• LVNV Funding LLC

These entities may sell or assign delinquent accounts to firms like Hayt, Hayt & Landau for collection, resulting in legal action against the debtor.

Legal Defenses Against Debt Collection Lawsuits

If you’re facing a lawsuit from Hayt, Hayt & Landau or any of the creditors they represent, there are several legal defenses:

1. Statute of Limitations: Debts have a time limit for collection through the courts. If the statute has expired, you may have grounds to dismiss the case.
2. Lack of Documentation: Creditors must provide sufficient evidence that you owe the debt. Missing or incomplete records can be a strong defense.
3. Mistaken Identity: Sometimes, debt collectors pursue the wrong person. If the debt isn’t yours, this is a valid defense.
4. Improper Service: Legal documents must be served correctly. If they weren’t, the case could be dismissed.
5. Debt Settlement or Payment: If you’ve already paid or settled the debt, proof can invalidate the lawsuit.

How to Beat Hayt, Hayt & Landau in Court

Facing a lawsuit can be overwhelming, but with the right legal support, you can be. Here are some tips:

• Respond to the Lawsuit Promptly: Ignoring a summons can result in a default judgment against you. Always respond within the required timeframe.
• Gather Evidence: Collect any documentation related to the debt, including payment records, correspondence, and contracts.
• Consult with an experienced Debt Defense Attorney: Legal professionals understand the intricacies of debt collection laws and can help craft a strong defense.

Why Choose Diwan Law?

Diwan Law specializes in defending clients against debt collection lawsuits, including those brought by Hayt, Hayt & Landau, P.L. Our experienced team understands the tactics used by creditors and knows how to challenge them effectively. We provide personalized legal strategies to protect your rights and financial future.

Don’t let debt collectors intimidate you. Contact Diwan Law today for a free consultation and learn how we can help you beat your debt collection lawsuit.