What to Do if You’re Being Sued by Credit Corp Solutions in Georgia?

Have you recently received a notice indicating that Credit Corp Solutions Inc. is taking legal action against you for unpaid debt? It’s crucial not to dismiss it as a potential scam.

In the following discussion, we provide insight into Credit Corp Solutions Inc., why they initiate lawsuits against consumers, and outlines the necessary steps to take if confronted with a Credit Corp Solutions lawsuit.

Understanding Credit Corp Solutions Inc.

Credit Corp Solutions operates as a debt buyer and collection agency. According to its website, the company acquires and collects consumer debt from financial service providers. Debt buyers like Credit Corp purchase charged-off debt from creditors at a reduced rate and then seek to collect the full amount owed to turn a profit.

Reasons for Credit Corp Solutions Suing You

When a creditor fails to collect from a debtor, they may charge off the debt, indicating they don’t expect repayment and consider it a loss. To recoup some funds, the creditor might sell the debt to a debt buyer like Credit Corp for a fraction of the original amount.

If Credit Corp is suing you, it likely means they acquired a delinquent account from your original creditor. Debt buyers often resort to litigation to recover the claimed debt. The Diwan Law Firm handles numerous Georgia debt collection cases for Credit Corp.

Insights into a Credit Corp Solutions Lawsuit

Facing a lawsuit, especially from an unfamiliar debt collection company, can be distressing. Legal options are available, and consulting with an experienced debt defense lawyer is recommended to understand the best course of action. Ignoring the lawsuit can exacerbate the situation, potentially resulting in a default judgment in favor of Credit Corp.

Avoiding a Default Judgment in Georgia

Responding to the lawsuit and attending court proceedings can prevent a default judgment. You have a limited time, 30 days, to provide a written response. It’s essential to address the allegations and present any defenses. Requesting proof of the debt is advisable, as the burden of proof lies with Credit Corp Solutions. A skilled debt defense attorney can handle the response filing and ensure compliance with crucial deadlines.

Legal Options if Credit Corp Solutions Inc. Is Suing You

Your optimal legal options depend on your specific situation and may involve negotiating a settlement, disputing the lawsuit based on evidence, or exploring alternative strategies such as bankruptcy. Experienced Georgia  debt defense lawyers can assist in evaluating and pursuing the best course of action.

How Diwan Law Can Assist in Debt Collection Defense?

Diwan Law safeguards clients against companies like Credit Corp Solutions Inc. They strive to secure cost-effective resolutions that minimize legal risks. Services include preparing responses to lawsuits, validating claims, gathering evidence for a robust defense, seeking case dismissals based on weaknesses in Credit Corp’s claim, negotiating settlements, and providing courtroom representation.

Consultation with an Atlanta Debt Defense Attorney

If you are facing a Credit Corp Solutions lawsuit in Georgia, understanding your legal rights is crucial to avoiding a default judgment. The experienced debt defense lawyer at Diwan Law is available for consultations to discuss your case, answer legal questions, review the claims against you, and determine the best strategy moving forward.

If you work with us, we will guide you through the legal options, potentially helping with response preparation, claim validation, evidence gathering, case dismissal, settlement negotiation, and courtroom defense.

* The information presented in this article does not constitute legal advice. All information, content, and materials presented on this website are for general informational purposes only. If your business is sued, we encourage you to contact Diwan Law before taking any action.