Entries by diwanlaw

Cooling & Winter, LLC, Debt Collection Attorneys

What is Cooling & Winter, LLC? Cooling and Winter is a southeast regional debt collection law firm based out of Atlanta, Georgia. The firm represents national banks, credit card issuers, student loan issuers, debt buyers, and financial institutions. It is considered a debt collector under the Fair Debt Collection Practices Act. Under the FDCPA, a debt […]

Magistrate Court- Small Claims Cases

Magistrate Court And Small Claims Cases In Georgia, magistrate court cases are small claims and are limited to cases in which the amount sought is $15,000 or less. Claims in magistrate court are heard and decided by a magistrate judge without a jury. Frequently, these cases relate to credit card debt or other small claims […]

Portfolio Recovery Associates, Debt Collection

What is Portfolio Recovery Associates? Portfolio Recovery Associates also know as PRA Portfolio Recovery or PRA is one of the largest debt collection companies in the world. This collection agency specializes in buying old debt from companies and trying to collect on it. With most cases involving charged-off debt, they can buy it for extremely […]