Lloyd & McDaniel acquires Cooling & Winter

Effective January 1, 2024, Lloyd & McDaniel PLC has taken over the debt collection law firm Cooling & Winter LLC. If you previously faced a lawsuit from Cooling & Winter regarding a debt, you are now required to engage with Lloyd & McDaniel for its resolution.

What is Lloyd and McDaniel?

Lloyd & McDaniel is a legal firm specializing in debt collection, catering to national banks, credit card issuers, student loan issuers, debt buyers, and local financial institutions. If your debt has been assigned to them, your creditor has advanced the collection process.

Established in 1952 in Louisville, Kentucky, according to its website, Lloyd & McDaniel, PLC, has expanded its reach over the past 72 years, serving clients in 13 states across the Midwest and Southern regions of the United States. The firm’s primary objective is to be the leading law firm for banks, financial institutions, and other credit grantors, focusing on delivering the highest quality, compliant, and cost-effective legal representation amidst an evolving business landscape.

Lloyd & McDaniel’s practice areas encompass bankruptcy, commercial law and lending, commercial and retail collections, construction law, general corporate and business law, real estate and foreclosure.

What was Cooling and Winter?

Cooling & Winter LLC, located in Marietta, Georgia, operated as a debt collection law firm. Founded in 2015, the firm frequently utilized assertive tactics in debt recovery, including initiating legal proceedings, pursuing judgments, and implementing wage or bank account garnishments.

Why has Lloyd & McDaniel reached out to me?

If you’re receiving communication from Lloyd & McDaniel, it’s likely due to an outstanding debt owed to either a credit card company or a debt purchaser. Their contact is an effort to collect the debt, and they may be in the stages of threatening legal action, actively pursuing a lawsuit, or have already initiated legal proceedings.

What steps should be taken if a lawsuit is filed?

If Lloyd & McDaniel serves you with a lawsuit related to your credit card or debt, it is crucial to respond to the summons promptly. Failure to do so may result in Lloyd & McDaniel obtaining a default judgment against you.

Can Lloyd & McDaniel garnish my wages?

With a default judgment, the creditor can garnish your wages and bank accounts.

What actions should be taken if facing a lawsuit or wage garnishment?

If you are being sued or facing wage garnishment from a debt collector, it is imperative to contact Diwan Law immediately. Our team possesses the knowledge and expertise to effectively defend you throughout your case.

Diwan Law will assert any viable defenses available to you, submit the necessary motions, and negotiate with the creditor.

In Conclusion

If Lloyd & McDaniel is pursuing legal action or attempting to garnish your wages, contact Diwan Law, your credit card defense attorney, to explore and discuss your legal options. For a free consultation, call Diwan Law at 404-635-6883.

* The information presented in this article does not constitute legal advice. All information, content, and materials presented on this website are for general informational purposes only. If your business is sued, we encourage you to contact Diwan Law before taking any action.